Top 10 Non Standard Auto Insurance Companies
When it comes to auto insurance, there are numerous options available in the market. While most people are familiar with the big-name insurance companies, there is a growing trend towards non-standard auto insurance companies. These companies cater to individuals who may have difficulty obtaining coverage from traditional insurers due to factors such as a poor driving record, a history of accidents, or a low credit score. In this article, we will explore the top 10 non-standard auto insurance companies that offer unique coverage options and competitive rates.
1. The General
The General is a well-known non-standard auto insurance company that has been serving customers for over 50 years. They specialize in providing coverage for high-risk drivers and offer affordable rates, even for those with a less-than-perfect driving record. The General also offers convenient online quotes and a user-friendly website, making it easy for customers to get the coverage they need.
2. Dairyland
Dairyland is another top non-standard auto insurance company that focuses on providing coverage for high-risk drivers. They offer flexible payment options and have a reputation for excellent customer service. Dairyland also offers SR-22 insurance, which is required for drivers who have had their license suspended or revoked.
3. Infinity
Infinity is a non-standard auto insurance company that offers coverage for drivers with a history of accidents or violations. They provide competitive rates and have a variety of coverage options to meet the needs of their customers. Infinity also offers discounts for safe driving and multiple policies, making it an attractive option for many drivers.
4. SafeAuto
SafeAuto is a non-standard auto insurance company that focuses on providing affordable coverage for drivers who may have difficulty obtaining insurance elsewhere. They offer flexible payment options and have a user-friendly website that allows customers to easily manage their policies online. SafeAuto also offers 24/7 customer support, ensuring that their customers have access to assistance whenever they need it.
5. Titan Insurance
Titan Insurance is a non-standard auto insurance company that specializes in providing coverage for high-risk drivers. They offer competitive rates and have a variety of coverage options to meet the needs of their customers. Titan Insurance also offers discounts for safe driving and multiple policies, making it an attractive option for many drivers.
6. Direct Auto Insurance
Direct Auto Insurance is a non-standard auto insurance company that offers coverage for drivers with a less-than-perfect driving record. They provide affordable rates and have a variety of coverage options to meet the needs of their customers. Direct Auto Insurance also offers flexible payment options and has a user-friendly website that allows customers to easily manage their policies online.
7. Freeway Insurance
Freeway Insurance is a non-standard auto insurance company that focuses on providing coverage for high-risk drivers. They offer competitive rates and have a variety of coverage options to meet the needs of their customers. Freeway Insurance also offers discounts for safe driving and multiple policies, making it an attractive option for many drivers.
8. Serenity Insurance
Serenity Insurance is a non-standard auto insurance company that specializes in providing coverage for drivers with a history of accidents or violations. They offer affordable rates and have a variety of coverage options to meet the needs of their customers. Serenity Insurance also offers discounts for safe driving and multiple policies, making it an attractive option for many drivers.
9. Access Auto Insurance
Access Auto Insurance is a non-standard auto insurance company that focuses on providing affordable coverage for drivers who may have difficulty obtaining insurance elsewhere. They offer flexible payment options and have a user-friendly website that allows customers to easily manage their policies online. Access Auto Insurance also offers 24/7 customer support, ensuring that their customers have access to assistance whenever they need it.
10. Carnegie General Insurance Agency
Carnegie General Insurance Agency is a non-standard auto insurance company that specializes in providing coverage for high-risk drivers. They offer competitive rates and have a variety of coverage options to meet the needs of their customers. Carnegie General Insurance Agency also offers discounts for safe driving and multiple policies, making it an attractive option for many drivers.
Frequently Asked Questions (FAQ)
1. What is non-standard auto insurance?
Non-standard auto insurance refers to coverage provided by insurance companies that specialize in insuring high-risk drivers or individuals who may have difficulty obtaining coverage from traditional insurers due to factors such as a poor driving record or a low credit score.
2. How do non-standard auto insurance companies determine rates?
Non-standard auto insurance companies typically consider factors such as driving history, age, location, and the type of vehicle when determining rates. They may also take into account credit history and other risk factors that traditional insurers may not consider.
3. Can I switch from a traditional insurance company to a non-standard auto insurance company?
Yes, you can switch from a traditional insurance company to a non-standard auto insurance company if you meet their eligibility criteria. However, it’s important to compare rates and coverage options to ensure that you are getting the best deal for your specific needs.
4. Will my rates decrease over time with a non-standard auto insurance company?
Many non-standard auto insurance companies offer discounts for safe driving and multiple policies. If you maintain a good driving record and demonstrate responsible behavior, your rates may decrease over time.
5. Can I get non-standard auto insurance if I have a DUI on my record?
Yes, many non-standard auto insurance companies offer coverage for individuals with a DUI on their record. However, rates may be higher due to the increased risk associated with driving under the influence.
6. How can I find the best non-standard auto insurance company for my needs?
To find the best non-standard auto insurance company for your needs, it’s important to compare rates, coverage options, and customer reviews. You can also consult with an insurance agent who specializes in non-standard auto insurance to help you find the right coverage at the best price.
Summary
Non-standard auto insurance companies provide a valuable service by offering coverage to high-risk drivers or individuals who may have difficulty obtaining insurance from traditional insurers. The top 10 non-standard auto insurance companies listed in this article offer competitive rates, flexible payment options, and a variety of coverage options to meet the needs of their customers. By considering these companies, individuals with a less-than-perfect driving record or other risk factors can find the coverage they need at an affordable price.